Terms & Conditions

1. Introduction & Definitions

1.1 Parties

PMSAIF Market (“Company”, “we”, “us”, “our”, pmsaifmarket.com) is the company that owns, operates, and hosts the website pmsaifmarket.com.

“You” (“User”, “your”, “you”) means any person accessing or using the Website, whether as a visitor, registrant, or lead. 

1.2 Purpose

pmsaifmarket.com in is a data aggregation and information platform. We collect, process, present, and analyse data on investment-related services, mutual funds, stock markets, research materials, and related financial content. We do not act as a portfolio manager, discretionary investment manager, or registered investment adviser. Furthermore, we are not, in any capacity, constituted as, associated with, or participating in any performance, risk or return verification body, mechanism, or service, nor do we undertake or purport to undertake any regulated advisory functions.

Any analysis, representation, or display of past performance on the Website is provided solely for informational and educational purposes and is not verified, certified, validated, or assured by us in any manner. Users must independently verify, assess, and satisfy themselves regarding the accuracy, completeness, and suitability of such information before making any investment or financial decisions.

1.3 Acceptance of Terms
By accessing or using the Website (including registration), you agree to be bound by these Terms & Conditions (T&C), as well as our Privacy Policy, and any other policies or notices published by us. If you do not agree, you should not use the Website. 

2. Nature of Services & Disclosures

2.1 Informational Role

· The Website provides scheme-level data, performance metrics, strategy categorization, risk analysis, and related commentary for investment products.

· This information is drawn from publicly available sources, data received from third-party providers, and our own analysis.

2.2 No Advisory / Discretionary Management

· We do not provide personalised investment advice tailored to your circumstances.

· We do not execute trades or manage client assets.

2.3 Lead-Generation & Marketing

· By registering on the Website, you consent to pmsaifmarket.com using your contact information for marketing communication related to PMSAIF Market’s services.

· We may share your registration details (name, email, phone, etc.) with our affiliated companies solely for communication purposes.

· We do not guarantee that any introduction or information will lead to investment decisions or financial engagement.

2.4 Regulatory Disclosure

· You should verify regulatory status (if applicable) of any distributor, intermediary, or financial entity you interact with.

· PMSAIF Market does not act as a distributor for regulated PMS/AIF products.

3. User Registration & Account

3.1 Account Creation

To access certain features (e.g., content, tools, or reports), you must register on our Website with accurate and complete information.

You agree to keep your login credentials secure and not share them.

3.2 Use Restrictions

You may not use the Website in any manner that:

· Violates any applicable law

· Harms the Website, infrastructure, or other users

· Attempts unauthorized access

· Copies or distributes Website content without permission

3.3 Use of the Website

You agree not to:

· Use the Website to engage in harmful, illegal, or fraudulent activities.

· Resell or exploit any service without written consent from PMSAIF Market.

· Scrape, crawl, or mirror the Website without permission.

· Engage in commercial use of Website content without consent.

Violation of these terms may lead to account suspension or termination.

4. Disclaimers

4.1 Accuracy & Completeness

We strive to ensure the accuracy of data but do not guarantee completeness, timeliness, or error-free content.

4.2 Not Financial Advice

Nothing on the Website constitutes:

· Financial advice

· Legal advice

· Tax advice

You should obtain professional advice before making investment decisions.

4.3 No Liability for Investment Outcomes

We are not responsible for investment decisions or actions you take based on information from the Website.

4.4 Third-Party Links

The Website may link to third-party sites. We do not endorse or guarantee their content or services.

5. Data Protection, Privacy & Consent

5.1 Privacy Policy

Your use of the Website is also governed by our Privacy Policy.

5.2 Marketing Consent

By registering, you consent to being contacted for PMSAIF Market’s marketing communications.
You may withdraw consent anytime as per the Privacy Policy.

5.3 Security

We use reasonable measures to protect your personal data.
However, you acknowledge that transmitting data online carries risk, and you use the Website at your own discretion.

6. Intellectual Property

6.1 Ownership

All Website content (text, data, design, graphics) is owned by PMSAIF Market or its licensors.

You may access content only for personal, non-commercial use.

6.2 Restrictions

You may not:

· Reproduce

· Modify

· Distribute

· Monetize

Website content without written permission.

7. Limitation of Liability

7.1 No Indirect Liability
To the fullest extent permitted by law, PMSAIF Market will not be liable for indirect, incidental, special, or consequential damages.

 7.2 Comprehensive Liability Disclaimer

PMSAIF Market disclaims all liability, contractual or otherwise, arising out of your use of the Website. 

8. Indemnification

You agree to indemnify and hold harmless PMSAIF Market, its directors, employees, and affiliates against claims arising from:

· Your violation of these Terms

· Your misuse of the Website

· Your reliance on Website information

9. Termination

9.1 By Us

We may suspend or terminate your access without notice.

9.2 Effect of Termination

Upon termination, your right to use the Website ceases immediately.

10. Modification of Terms

We may modify these T&C at any time. Updated versions will be posted on the Website.

Your continued use after changes constitutes acceptance.

11. Governing Law & Dispute Resolution

11.1 Governing Law

These T&C are governed by the laws of India.

11.2 Jurisdiction

Disputes are subject to the exclusive jurisdiction of courts located in the relevant region where PMSAIF Market is registered (typically Chandigarh or corporate location—please confirm).

 12. Miscellaneous

12.1 Severability

If any provision is invalid, the rest remain in effect.

12.2 Entire Agreement

These T&C and the Privacy Policy form the entire agreement between you and PMSAIF Market regarding Website use.

12.3 No Waiver

Failure to enforce any right does not constitute a waiver.